The SaW SmartAdapt® portfolios are designed to allow adjustment to a wide range of life situations and investment goals. There are three different strategies: “Konservativ”, “Balanciert” and “Dynamisch”. Although they differ in the fundamental weighting of the individual assets, they all pursue the same aim, which is to build wealth intelligently. All of these strategies benefit from scientific research conducted by ETH Zurich. Its sophisticated “Adaptivv Sensor®” model ensures dynamic adjustment of the portfolios. Adaptivv is a spin-off of ETH Zurich which is regulated by FINMA. Founded with a focus on progressive statistical methods and financial technology, the company has been offering successful drawdown management solutions since 2016.
This portfolio solution is aimed at investors whose primary goal is to preserve their wealth, but who would also like to increase it while keeping risks under control. The equity exposure of this variant is between 10% and 35%, with the bulk of the portfolio comprising bonds and Swiss property as a solid foundation. That makes it the ideal strategy for investors putting value on security.
This balanced portfolio offers a perfect combination of stability and growth. The equity exposure here is 20% to 65%, with the goal being to achieve a balanced ratio of shares, bonds and tangible assets. This strategy is aimed at investors who want to seize opportunities on the equity markets without sacrificing a solid foundation. The goal is thus to achieve an attractive return alongside a controllable fluctuation range.
Investors who want to focus more on growth and are willing to accept temporary fluctuations will find this dynamic portfolio the best option. The equity exposure is between 40% and 85% and is supplemented by international diversification and stable assets such as gold. That makes it ideal for investors with a long-term investment horizon who seek to profit actively from the growth of the capital markets.
Investors can bring the professional SaW SmartAdapt® portfolios into their portfolio conveniently and at low cost with an ETP+ from Leonteq. The ETP+ products, which can be traded on the SIX and the BX Swiss and thus ensure daily liquidity, offer enhanced security for investors, as a pledge is deposited with SIX SIS AG for every exchange traded product. If the price of the certificate rises, Leonteq increases the pledge – and vice versa. Should Leonteq enter into payment difficulties, the trustee SIX Repo would sell the pledge and distribute the equivalent of the investment product to the holders of the ETPs. All strategies are cost-efficient, the total expense ratio (TER) is 0.8% p.a. and the net dividends are reinvested. A historic simulation of the portfolios highlights the benefits: the conservative strategy achieved an average performance of 4.37% p.a. between 2019 and 2014. Over the same period, the balanced portfolio delivered a return of as much as 7.61% p.a. The clear front-runner, however, is the dynamic approach, which at 10.48% p.a. would actually have produced double-digit percentage growth.
We look forward to answering all of your questions about our products and how they are traded. Please don't hesitate to get in touch! Phone: 058 800 11 11, email info@leonteq.com or contact us here.